Liquid investments. High yields. Known risk.

Up to an average projected return of 5% in just 45 days. Invest in verified invoices of local companies — from EUR/CHF 100.

The projected average return of 5% in 45 days is not guaranteed. There is a risk of capital loss in the event of an invoice purchase due to bankruptcy of the invoice seller or debtor. Aequitex AG is not liable for any losses incurred.

Example assuming constant reinvestment in invoices of the selected rating over the selected period. Regardless of rating, financing invoices carries risks that can lead to losses.

High yields

Average projected return of up to 5% in 45 days. Tailor your portfolio by investing in SME invoices of your choice.

Liquid investments

Invoices are a highly liquid asset class; funds are tied up for a maximum of 90 days, 45 on average.

You understand the risk

Transparent risk levels based on real data from Dun & Bradstreet and Creditreform.

Full control

You invest only in the invoices you choose.

Modern platform

Secure, reliable and user-friendly — concentrate solely on your investments.

Invoice scoring

The Aequitex Invoice Scoring Algorithm© rates invoices based on real data from Dun & Bradstreet and Creditreform.

Marketplace

Search invoices by amount, industry and rating class to diversify your portfolio.

Invest and get ROI

Buy the invoices you desire. Your capital is typically tied up for around 45 days.

Everybody can buy invoices for as low as EUR/CHF 100 or as much as several tens of thousands of EUR/CHF.

With recourse factoring the risk remains on the sell-side (good seller rating required, smaller discount). With non-recourse the invoice is fully sold with all risks — the investor receives a premium via a higher discount.

In non-recourse factoring the invoice is validated with the debtor. With recourse, factoring can be done silently — without notifying the debtor.

The buyer pays a service fee according to the fee table in the Cockpit (Login > Market > Fees).