Frequently asked questions
Answers on the business account, payments, invoice financing, crypto lending and investing.
General
Aequitex AG is a Swiss financial intermediary headquartered in Zug and a member of ARIF, a self-regulating body approved by FINMA.
Gubelstrasse 24, Park Tower, 6300 Zug, Switzerland.
English and German, Mon–Fri 8AM–5PM via WhatsApp, email, phone or video call.
Business account & payments
Businesses that pass the digital onboarding (KYB) review. The scope of enabled capabilities is set during onboarding.
Eligible businesses with complete documentation typically within 24 hours.
SEPA and SWIFT via your own IBAN, payouts in 50+ currencies, fiat and crypto transfers as enabled.
Fees are agreed during onboarding and disclosed in full before you transact.
Invoice financing
Up to 90% of the invoice amount. Total volume depends on your customer level (Level 1: CHF 10k up to Level 6: CHF 500k). Higher levels on request at info@aequitex.com.
Usually within 24 to 48 hours.
B2B companies based in Switzerland with creditworthy customers.
The buyer. Aequitex supports collection; in the event of debt collection the buyer bears the costs (GTC § 6).
Crypto lending
Confirmed during onboarding; typically BTC, ETH, USDC, USDT and other major assets.
Dynamic, depending on asset, amount and duration. Interest from 5%; individual terms upon request, in writing before you sign.
Margin call according to agreed rules; you know the thresholds in advance.
Investing
Everybody — from EUR/CHF 100.
A maximum of 90 days, around 45 on average.
See the fee table in the Cockpit (Login > Market > Fees).
No. There is a risk of capital loss, e.g. through bankruptcy of the seller or debtor.
WhatsApp