About us

A Swiss financial home for SMEs — built in Zug.

"Our mission is to create a win-win situation: SMEs get simple, fair and fast access to liquidity through our platform — a business account with its own IBAN, the sale of their invoices and crypto lending — while investors get liquid investment opportunities with high yields and known risks."

Our vision

01

Reducing friction by innovation

We don't want to disrupt the financial industry, but to make it a bit better. With a consistent application of technology — including artificial intelligence and distributed ledger technology — we make corporate financing more productive.

02

Fast, easy and fair access to liquidity

SMEs gain simple, fast and fair access to liquidity through a simple online process, eliminating entry barriers, credit applications and hidden costs — so they can focus on the core business, future investments, customers and employees.

03

Liquid investments with high returns and known risk

We provide individual and institutional investors with the opportunity to invest in liquid assets offering potential high returns and transparent risks.

Who we are

2017

Founded as Hiveterminal; first tests in Slovenia. Over 4000 registered companies and 600+ pre-financed invoices provided the proof of concept.

2021

Swiss VC investment; headquarters moved to Switzerland to expand into the DACH region and other European countries.

2023

Rebranding to Aequitex with an improved onboarding process for SMEs and investors.

2026

One business account with its own IBAN, payments in 50+ currencies, invoice financing, crypto lending and investing — from one login.

Made in Switzerland

Swiss company, Swiss regulation

Aequitex AG, Gubelstrasse 24, Park Tower, 6300 ZugMember of ARIF – self-regulating body approved by FINMA (AMLA art. 2 para. 3)Onboarding, compliance and support handled in Switzerland, in English and GermanData protection under the Swiss FADP and GDPR
Our partners
Creditreform
Dun & Bradstreet
SRO ARIF
SKV
Konsumentenbund
KMU Swiss

See how businesses work with Aequitex

Case studies Talk to the team